International Journal of Business and Finance Management Research
ISSN: 2053-1842
Vol. 8(2), pp. 15-24 March 2020

Competitiveness and value chain management on credit risk of small and medium-sized enterprise

María Magdalena Marín Leal

Strategic Planning and Technology Management, Universidad Popular Autónomadel Estado de Puebla, Puebla City, Zip Code 72160, México.

*To whom correspondence should be addressed. E-mail:

Received 16 December, 2019; Received in revised form 20 February, 2020; Accepted 24 February, 2020.


Small and medium-sized enterprise, Competitiveness, Credit risk, Value chain, Bank financing.

All over the world, small and medium-sized enterprises (SMEs) are a crucial source of employment and nation development. Diverse and exhaustive research has been done to describe and understand the characteristics of SME as well as the factors that hit them, affecting their market's permanence. Within the success factors of SMEs are their competitiveness, their management of resources, and activities, also called chain value management. The SME sector has been generally known to have limited access to bank financing. SME manufacture sector in Puebla City México is affected by the same factors than SMEs all over the world. This research looked at defining whether there is a correlation between SME competitiveness and chain value management, as well as a correlation with credit risk. Data were collected through questionnaires, approximately 65 questionnaires answered by small business entrepreneurs of the manufacturing sector in the City of Puebla, Mexico. The results obtained indicate that competitiveness, value chain management and credit risk are related.

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